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The Ultimate Rental Program for Real Estate  Investors

No personal income required
FICO as low as 620
Up to 80% LTV purchase
Up to 75% cashout
Loan amounts to $3M
Single Family and Condos
Interest only options
Flexible prepay
Ready to Pre-Qualify?
Loan Purpose
Loan Amount Sought
Estimated Credit Score
Property Type

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Conditions for Eligibility

  • ​Cashout can be used for reserves!

  • Maximum acreage - 20 acres

  • Rural properties: 70% Max LTV

  • No gifts for reserves allowed

  • No first-time home buyers allowed

  • First time investor require 680 FICO score - no exceptions.

  • Gifts allowed for down payments/closing costs after 5% of borrower's own funds

  • Program requires four (4) years out of any foreclosure, bankruptcy, short sale, or deed in lieu

  • Borrower must have excellent mortgage payment history

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* This is a not a fix and flip program. This is a rental program for properties not requiring rehab or construction.

List of Eligible States

  • Alabama

  • Arkansas

  • Colorado

  • Connecticut

  • Delaware

  • District of Columbia

  • Florida

  • Georgia

  • Hawaii

  • Illinois

  • Indiana

  • Kentucky

  • Louisiana

  • Maine

  • Maryland

  • Massachusetts

  • Mississippi

  • Missouri

  • Nebraska

  • New Hampshire

  • North Carolina

  • Ohio

  • Oklahoma

  • Pennsylvania

  • Rhode Island

  • South Carolina

  • Tennessee

  • Texas

  • Virginia

  • Washington

  • West Virginia

  • Wisconsin

  • Wyoming

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